Julie Baldino, Vancouver/Portland Broker
Julie Baldino

Contacts


 

 
Julie Baldino
Email Julie
 
Phone: 360-989-3390
Extension: 100
Cell: 360-910-3586
Fax: 360-989-3389
City: Vancouver
State: Washington 98663

 
Jessica Redinger
Email Jessica
 
Phone: 360-989-3390
Cell: 360-356-8075
Fax: 360-989-3389
City: Vancouver
State: Washington 98663

Many satisfied customers with references to prove it! Call today and find out why at 360-910-3586. Text messages always okay!


 

Wondering what to offer? See what percentage of list price homes have been selling for in Clark County below....

 


 

 


 

Our mortgage calculator will help you determine loan amounts, mortgage qualification, or whether you should be renting or buying!

 

 
Required
Term In Years:     
Interest Rate:      %
Cost of Home:  $
Down Payment:  $  
Annual Insurance:  $  
0.43%of Cost
Annual Property Tax:  $  
1.2%of Cost
Monthly Income:  $
Monthly Debt:  $
Optional
Gross Debt Service Ratio (GDS):     
Total Debt Service Ratio (TDS):     
Condos Fees:  $

Results
  Receive this Detailed Analysis


Your Monthly Payments
 
Loan Amount:    
Loan Insurance ( %):
Total Loan(Mortgage) Amount:
 
Principal & Interest:    
Homeowners Insurance:    
Property Taxes:    
Condo Fees:    
Monthly Loan Insurance (%):    
Total Monthly Payment:    
 
Income Needed to Qualify for the Mortgage
 
Total Monthly Loan Payment:  
Total Monthly Debt Payment:  
Monthly Loan Insurance (%):  
Qualifying Income of % GDS Ratio:  
Qualifying Income of % TDS Ratio:  
 
What You Can Afford
We are using the % ratio.
Cost of House:  
Down Payment:  
Loan Value:  
Monthly Principal & Interest:  
Monthly Insurance:  
Monthly Property Tax:  
Monthly Condo Fees:  
 
Note: Cost of House = [(Monthly income x Debt Ratio) – monthly tax – monthly insurance – condo fee] / (monthly interest rate/ function of interest rate)
Monthly Rent: $
  No. of Years you plan on keeping the home:
Annual Rental Increases:   %   Yearly Appreciation on the Home: %
Monthly Renter Insurance: $   Annual Home Maintenance: %
Savings or Investment Rate:   %  


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The Baldino Blog

 


 

 

If you are under water on your home or can no longer make your payments-help is available!

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